Momwe mungakhalire Investor: masitepe asanu kwa oyamba kumene

Mabizinesi amachitidwe makamaka ndi ndalama kapena angelo otchuka abizinesi. Koma kodi munthu wopanda chidziwitso angayambe kuyika ndalama m'makampani omwe akutukuka ndikupeza ndalama zambiri?

Kodi Venture Investment ndi chiyani

Mneni amene akutembenuzidwa kuchokera ku Chingerezi amatanthauza "kuika pangozi kapena kusankha pa chinachake."

Chinthu chachikulu chomwe muyenera kudziwa ponena za ndalama zamabizinesi ndikuti makampani ambiri atsopano amalephera, 90 mwa 100 omwe adangopangidwa kumene sangakhale ndi moyo. Inde, ndizowopsa. Koma, popanga ndalama ngati Investor atangoyamba kumene, potuluka mutha kupeza ndalama zambiri kuchokera kukampani imodzi, zomwe zingakulipireni zotayika zanu.

Yemwe atha kukhala wochita bizinesi

Choyamba muyenera kudziwa chifukwa chake mukufuna kuyika ndalama. Ngati mukuika ndalama kuti mupeze ndalama, muyenera kumvetsetsa kuti zowopsa pano ndizokwera kwambiri. Ngati mukuika ndalama kuti musangalale, ndi nkhani ina. Malangizo anga:

• yang'anani ndalama zanu zamadzimadzi (ndalama ndi katundu wina), chotsani zomwe mumagwiritsa ntchito pa moyo wanu, ndikuyika 15% ya ndalama zomwe zatsala muzogulitsa ndalama;
• kubweza kwanu koyembekezeka kuyenera kukhala osachepera 15% pachaka, chifukwa mutha kupeza ndalama zofananira (zochulukirapo) pazida zosawopsa pakusinthanitsa kolinganizidwa;
• musafanizire kubweza uku ndi bizinesi yomwe mumayang'anira - pama projekiti akuluakulu azachuma, kubweza kwanu pachiwopsezo cholemedwa ndikokwanira;
• muyenera kumvetsetsa kuti venture capital sizinthu zamadzimadzi. Konzekerani kudikira nthawi yayitali. Chabwino, konzekerani kuthandizira mwakhama kampani kukula ndi kuthetsa mavuto, omwe, ndikhulupirireni, padzakhala zambiri;
• konzekerani kuti mugwire nthawi yomwe muyenera kudziuza nokha "kusiya" ndikusiya kuyambitsa kufa, ziribe kanthu kuti ndizovuta bwanji.

Njira zisanu zopangira njira yoyenera yopangira ndalama

Wochita bizinesi wabwino ndiye woyamba kupeza mwayi woyambira aliyense yemwe akuyesera kupeza ndalama, ndipo amadziwa kusankha yabwino kwambiri kwa iwo.

1. Khazikitsani cholinga chokhala Investor wabwino

Wogulitsa wabwino ndi amene amayamba kubwera poyamba, asanasonyeze ulaliki wawo kwa ena. Investor wabwino amadaliridwa ndi oyambitsa ndi osunga ndalama ena ngati tikukamba za thumba. Kuti mukhale Investor wabwino, muyenera kupanga mtundu wanu (anu kapena thumba), komanso kumvetsa mozama phunziro (ndiko, kumene inu ndalama).

Muyenera kuwona aliyense amene akufunafuna ndalama pa nthawi ya chitukuko, kuti geography ndi m'dera limene mukufuna kutenga nawo mbali. Mwachitsanzo, ngati mukupita kuti aganyali oyambirira-siteji startups ndi oyambitsa Russian m'munda wa AI, ndipo pali oyambitsa 500 pamsika, ntchito yanu ndikupeza makampani onse 500 awa. Kuti muchite izi, muyenera kuchita nawo maukonde - khazikitsani maubwenzi odalirika m'magulu oyambira ndikufalitsa zambiri za inu nokha ngati Investor momwe mungathere.

Mukawona kuyambika, dzifunseni funso - kodi ndinu woyamba kwa yemwe adabwera, kapena ayi? Ngati inde, zabwino, zimakupatsani mwayi wosankha ma projekiti abwinoko kuti mupange ndalama.

Umu ndi momwe ndalama zamabizinesi ndi osunga ndalama payekha amagwirira ntchito - choyamba amamanga mtundu wawo, ndiye mtundu uwu umawagwirira ntchito. Inde, ngati muli ndi zotuluka khumi (kutuluka, kubweretsa kampaniyo ku msika wogulitsa. - Trends), ndipo onse ali ngati Facebook, mzere udzakuzungulirani. Kumanga chizindikiro popanda kutuluka bwino ndi vuto lalikulu. Ngakhale kuti simunakhale nawo, aliyense amene mudayikapo ndalama ayenera kunena kuti ndinu Investor bwino, chifukwa inu ndalama osati ndi ndalama, komanso ndi malangizo, kugwirizana, ndi zina zotero. Wogulitsa wabwino ndi ntchito yokhazikika pa mbiri yanu yabwino. Kuti mupange chizindikiro chabwino, muyenera kukhala othandiza anthu ammudzi. Ngati mudathandizira makampani onse omwe mudayikamo ndalama komanso omwe simunapangepo ndalama, mudzakhalabe ndi maziko abwino olumikizirana ndipo mudzawunikiridwa bwino. Opambana adzabwera kwa inu ndi ndalama, ndi chiyembekezo kuti mudzatha kuwathandiza monga momwe munathandizira ena.

2. Phunzirani kumvetsetsa anthu

Mukalankhula ndi oyambitsa (makamaka ngati bizinesi yawo ili koyambirira), atsatireni ngati munthu. Zomwe amachita ndi momwe amachitira, zomwe akunena, momwe amafotokozera malingaliro ake. Funsani, itanani aphunzitsi ake ndi abwenzi, kumvetsetsa momwe amagonjetsera zovuta. Kuyamba kulikonse kumadutsa "malo a imfa" - ngakhale Google, yomwe sinabadwe, inali sitepe imodzi kutali ndi kulephera. Gulu lamphamvu, lolimba mtima, lolimba mtima, lokonzekera kumenyana, osati kutaya mtima, kuwuka pambuyo pa kugonjetsedwa, kutenga ndi kusunga matalente, ndithudi lidzapambana.

3. Phunzirani kumvetsetsa zomwe zikuchitika

Mukalankhula ndi aliyense woyambitsa Silicon Valley kapena wogulitsa ndalama, anganene kuti ali ndi mwayi. Kodi mwayi ukutanthauza chiyani? Izi sizinangochitika mwangozi, mwayi ndi chikhalidwe. Dziyerekezeni nokha ngati wosambira. Mumagwira mafunde: akamakulirakulira, amapeza ndalama zambiri, koma ndizovuta kwambiri kukhalabe pamenepo. A chizolowezi ndi yoweyula yaitali. Mwachitsanzo, zomwe zikuchitika mu COVID-19 ndi ntchito zakutali, kutumiza katundu, maphunziro apaintaneti, malonda apakompyuta, ndi zina zambiri. Anthu ena anali ndi mwayi kuti anali kale m'mafundewa, ena adalowa nawo mwachangu.

Ndikofunikira kuti mugwire zomwe zikuchitika munthawi yake, ndipo chifukwa cha izi muyenera kumvetsetsa momwe tsogolo lidzawoneka. Makampani ambiri adamugwira pasiteji pomwe anali asanakhale wamkulu. Mwachitsanzo, m'ma 1980, osunga ndalama adawononga mabiliyoni ambiri pama algorithms ofanana ndi AI apano. Koma palibe chimene chinachitika. Choyamba, zinapezeka kuti panthawiyo panalibe deta yochepa kwambiri mu mawonekedwe a digito. Kachiwiri, panalibe zida zokwanira zamapulogalamu - palibe amene angalingalire kuchuluka kwa nthawi ndi mphamvu zamakompyuta zomwe zingatengere kuti zidziwitse zambiri. Pamene IBM Watson idalengezedwa mu 2011 (njira yoyamba ya AI padziko lonse lapansi. Trends), nkhaniyi idayamba chifukwa zofunikira zoyenera zidawonekera. Mchitidwe umenewu sunalinso m’maganizo mwa anthu, koma m’moyo weniweni.

Chitsanzo china chabwino ndi NVIDIA. M'zaka za m'ma 1990, gulu la mainjiniya linanena kuti makompyuta amakono ndi mawonekedwe azithunzi angafune kuthamanga kosiyanasiyana ndi mtundu. Ndipo sanalakwitse pamene adapanga graphics processing unit (GPU). Zachidziwikire, sakanatha kuganiza kuti mapurosesa awo amatha kukonza ndikuphunzitsa ma aligorivimu ophunzirira makina, kupanga ma bitcoins, komanso kuti wina angayese kupanga ma analytics ngakhalenso magwiridwe antchito potengera iwo. Koma ngakhale malo amodzi ongoganiziridwa molondola anali okwanira.

Chifukwa chake, ntchito yanu ndikugwira mafunde pa nthawi yoyenera komanso pamalo oyenera.

4. Phunzirani kupeza ndalama zatsopano

Pali nthabwala: ntchito yayikulu ya Investor ndikupeza wogulitsa wina. Kampaniyo ikukula, ndipo ngati muli ndi $ 100 yokha, muyenera kupeza munthu amene adzayikamo $ 1 miliyoni. Iyi ndi ntchito yayikulu komanso yofunikira osati kungoyambira, komanso kwa wotsatsa. Ndipo musawope kuyika ndalama.

5. Osaika ndalama zoipa pambuyo pa ndalama zabwino

Kuyamba koyambirira kumakugulitsani tsogolo - kampaniyo ilibe kalikonse, ndipo tsogolo ndilosavuta kujambula komanso kuyesa ndi omwe angayike ndalama. Osagula? Kenako tidzakonzanso zam'tsogolo mpaka titapeza munthu wokhulupirira zam'tsogolomu mpaka adzayika ndalama zake. Tinene kuti ndinu Investor. Ntchito yanu yotsatira monga wogulitsa ndalama ndikuthandizira oyambitsa kukwaniritsa tsogolo limenelo. Koma muyenera kuthandizira nthawi yayitali bwanji? Tinene kuti patapita miyezi isanu ndi umodzi, ndalamazo zinatha. Panthawi imeneyi, muyenera kudziwa bwino kampaniyo ndikuwunika gululo. Kodi anyamatawa angathe kukwaniritsa tsogolo lomwe amakufunirani?

Malangizowo ndi osavuta - ikani pambali zonse zomwe mwakhala mukuchita ndikuyiwala kuchuluka kwa ndalama zomwe mwayikapo. Yang'anani polojekitiyi ngati kuti mukuikapo ndalama koyamba. Fotokozani zabwino ndi zoyipa zonse, zifanizireni ndi zolemba zomwe mudapanga musanagwiritse ntchito ndalama zanu zoyamba. Ndipo pokhapokha ngati muli ndi chikhumbo chofuna kuyika ndalama mu gulu ili kwa nthawi yoyamba, ikani ndalama. Apo ayi, musapange ndalama zatsopano - izi ndi ndalama zoipa pambuyo pa zabwino.

Momwe mungasankhire mapulojekiti opangira ndalama

Yesani kuyika ndalama ndi anthu odziwa zambiri - omwe amamvetsetsa kale mutuwo. Lumikizanani ndi magulu. Ganizirani ma projekiti ambiri momwe mungathere, osayang'ananso zomwe zikubwera. Musagwere FOMO (kuopa kuphonya, “kuopa kuphonya chinthu chofunika kwambiri.” — Trends) - zoyambira muzowonetsera zawo zimawonjezera mantha awa mwangwiro. Panthawi imodzimodziyo, samakupusitsani, koma pangani tsogolo lomwe mukufuna kukhulupirira, ndikuchita mwaukadaulo. Choncho amakupangirani mantha kuti muphonya chinthu. Koma muyenera kuchotsa izo.

Lembetsaninso ku njira ya Trends Telegraph ndikukhala ndi chidziwitso pazomwe zikuchitika komanso zolosera zamtsogolo zaukadaulo, zachuma, maphunziro ndi luso.