Galimoto yabanja mu 2022
The 2022 Family Car State Program ndi yabwino kwa mabanja omwe ali ndi ana awiri kapena kupitilira apo. Tikuwuzani mwatsatanetsatane tanthauzo la pulogalamuyi ndi momwe mungatengere nawo gawo.

Kodi mukuyembekezera kuwonjezeredwa ndi kuganiza, mungayendetse bwanji aliyense mu Lada yopapatiza, koma palibe ndalama zogulira galimoto yatsopano? Palibe vuto! Pansi pa pulogalamuyi, ogula amapatsidwa ndalama zolipirira 20% (mpaka Julayi 2022 zinali 10%). Anthu okhala ku Far East Federal District amalandira kuchotsera 25% pamtengo wagalimoto pogula magalimoto atsopano pangongole mpaka ma ruble miliyoni imodzi.

Chifukwa chiyani pulogalamu ya Family Car idapangidwa?

Dongosolo lina laboma likufuna kupereka ndalama zothandizira ngongole zamagalimoto kuti ziwongolere zosowa ndikuthandizira omwe adzabwereke mtsogolo. Pulogalamuyi idakhazikitsidwa mchaka cha 2015 kuti iwonjezere magwiridwe antchito a magalimoto apanyumba ndi magalimoto osonkhanitsidwa m'dziko lathu. Kwa zaka zambiri, idasinthidwanso ndi magalimoto akunja, koma osati onse. Cholinga chachiwiri cha pulogalamuyi ndi kuthandiza mabanja omwe ali ndi ana awiri kapena kuposerapo kugula galimoto mwachangu komanso mwaphindu.

Mwa kuyankhula kwina, ngongole ya galimoto ndi thandizo la boma ndi mwayi wogula galimoto pa chiwongoladzanja chokhazikika, koma ndi thandizo lochokera ku boma.

Makhalidwe a pulogalamu "Galimoto ya Banja"

Kuti mukhale membala wa pulogalamuyi, pali zinthu zingapo:

  1. Mwana mmodzi kapena angapo osakwanitsa zaka 18.
  2. Wobwereka ali ndi layisensi yoyendetsa.
  3. Kukhalapo kwa pasipoti ya nzika ya Federation.
  4. Kusowa mu 2020-2021 mapangano ena angongole ogula galimoto.

Unyinji wa galimoto anagula sayenera upambana matani 3,5, ndi mtengo - 2 rubles (mpaka July 000 anali 000 miliyoni rubles). Galimotoyo iyenera kukhala yatsopano, yosalembetsedwa kale ndi apolisi apamsewu - 2022 kapena 1,5 kumasulidwa. Tsiku lotulutsidwa la PTS silinayambepo Disembala 2020, 2021.

Komanso, pulogalamuyi ndi yoyenera kwa iwo omwe, kuyambira 2020 mpaka 2021, sanamalize mapangano ena a ngongole kuti agule galimoto.

madeti

Pulogalamu ya "Family Car" idawonekera mu 2015.

Nthawi ya pulogalamu ya Galimoto ya Banja yawonjezeka mpaka kumapeto kwa 2023. Bajeti ya chaka chatha cha pulogalamu ya boma "Galimoto ya Banja" ndi 10,2 biliyoni rubles.

Kukula kwa kuchotsera kwa omwe amalandila ngongole zamagalimoto mwamakonda mu 2022 kwasintha: okhala ku Far East atha kudalira kuchotsera 25%, ndipo wina aliyense atha kudalira kuchotsera 20%.

Ndi magalimoto ati omwe ali oyenerera pulogalamuyi

  • Lada Granta (sedan, liftback hatchback, station wagon, Cross, training), Vesta (sedan, Cross, SW, CNG, Sport), XRAY (Cross), Largus (wagon, Cross, van).
  • Niva (Off-Road, Legend).
  • UAZ (Patriot, Hunter, Pickup, Prof, SGR).
  • Mitundu yonse ya GAS yomwe imagwera pansi pa matani ndi mtengo.
  • Pulogalamuyi imaphatikizapo magalimoto onse amagetsi a Evolute opangidwa pafakitale ya Motorinvest ku Lipetsk. Ndi kuchotsera kuchuluka kwa 35% (koma osapitirira 925 rubles).

Mndandanda wamakalata ofunikira pakulembetsa

  • Pasipoti ya nzika ya Federation;
  • Layisensi ya dalayivala;
  • Thandizo mu mawonekedwe a banki kapena 2-NDFL. Zimaperekedwa ngati mukufuna kuchepetsa mtengo kapena ngongole yoposa 1 miliyoni rubles (mabanki ena, osati onse);
  • Buku la ntchito kapena mgwirizano wa ntchito (pa pempho la banki);
  • Zolemba za mwamuna kapena mkazi (zoperekedwa pokhapokha ngati pali chitsimikizo);
  • Kulowa mu pasipoti mu ndime "Ana" kapena zikalata zobadwa za ana;
  • Tsimikizirani kusakhalapo kwa magalimoto ena ogulidwa ndi ngongole mu 2021-2022 potenga satifiketi kuchokera kwa apolisi apamsewu.

Ndi mabanki ati omwe akutenga nawo gawo pa pulogalamuyi?

  • "Rusfinance Bank";
  • "Setelem Bank";
  • "VTB 24";
  • "UniCredit Bank";
  • "RADIOTECHBANK";
  • "TatSotsBank";
  • "SAROVBIZNESBANK";
  • "Sovcombank";
  • Bank Zenith;
  • Bank "Saint Petersburg";
  • SOYUZ Bank;
  • Bank "Investment Capital";
  • Bank PSA Finance;
  • FastBank;
  • Gazprombank;
  • Design Bureau "Verkhnevolzhsky";
  • Credit Europe Bank;
  • Metcombank;
  • Raiffeisenbank;
  • Rosbank;
  • Sberbank ya Dziko Lathu;
  • Sviaz-Banki;
  • Uralsib;
  • Volkswagen Bank RUS;
  • Energobank.

Ndi zigawo ziti zomwe kukwezedwa ndikovomerezeka?

Dongosolo lothandizira ngongole zamagalimoto ndizodziwika m'mizinda yayikulu. Mutha kukhala nawo ku Volgograd, Yekaterinburg, Kazan, Moscow, Nizhny Novgorod, Novosibirsk, Omsk, Rostov-on-Don, St. Petersburg, Samara, Ufa, Chelyabinsk, komanso kudera la Far East.

Malangizo a pang'onopang'ono polandila galimoto

Choyamba muyenera kusankha galimoto yoyenera pulogalamu ya boma (mndandanda uli pamwambapa). Gawo ili likuchitika ndi woyang'anira salon. Kenako Partner Bank imapanga kuwerengera koyambirira, imatiuza za mikhalidwe yonse.

Ngati kasitomala akhutitsidwa ndi chilichonse, amasamutsa zikalata zonse zofunika, zidziwitso ndikulemba pempho. Chigamulocho chapangidwa banki ikayang'ana ziphaso zobadwira za ana ndi mbiri ya ngongole ya kasitomala.

Ngati kuvomerezedwa, kusaina kwa mgwirizano wogulitsa kumatsatira. Ngati wogulayo abwereka galimoto yake mu malonda - mgwirizano wa ntchito.

Njira zotsatirazi:

  • Kulembetsa kwa inshuwaransi ya CASCO.
  • Kupanga gawo loyamba.
  • Kusaina pangano la ngongole.

Ndalamazo zikangotumizidwa ku akaunti ya wogulitsa galimoto, woyang'anira akhoza kuika galimotoyo kwa wopemphayo. Ndalama zomwe zili pansi pa mgwirizano wa ngongole zimalandiridwa tsiku lotsatira pambuyo pa ndalama, subsidy imasamutsidwa tsiku lachiwiri.

Pambuyo pogula, kasitomala amalembetsa galimotoyo ndi apolisi apamsewu, ndipo amapereka PTS-ki yoyambirira ku banki, komwe chikalatacho chidzasungidwa mpaka ngongoleyo itabwezeredwa.

Siyani Mumakonda