Chisamaliro chabwezeredwa.
Ndalama zonse zachipatala, mankhwala, ma laboratory ndi chipatala, kaya chifukwa cha mimba, kubereka ndi zotsatira zake, zikhoza kubwezeredwa ndi inshuwalansi ya umoyo. Kuyezetsa kokakamizika kwa usana ndi nthawi yokonzekera kubereka ndi inshuwaransi ya oyembekezera. Kuyambira mwezi wa 6 mpaka tsiku la 12 pambuyo pobereka, chisamaliro ndi 100% yoperekedwa ndi inshuwaransi ya amayi, kaya ikugwirizana ndi mimba kapena ayi. Izi zikukhudza makamaka: ndalama zolipirira pobereka, nthawi yotsatila pambuyo pobereka, kuyezetsa pambuyo pobereka, kukonzanso m'mimba ndi nthawi yobwezeretsa m'mimba. Ndalama zoyendera kupita ku chipatala kapena ku chipatala pa ambulansi, kapena njira ina iliyonse, zimaperekedwa ndi mankhwala.
La kubweza ndalama zachipatala zimadalira gawo lomwe wofunsidwayo ali.
Kusiyana pakati pa kubweza ndalama ndi ndalama zobweza kumapanga zomwe zimatchedwa co-payment. Malipiro a chipani chachitatu kapena chindapusa chapatsogolo. Kuyambira pa Januwale 1, 2017, malipiro a chipani chachitatu akuphimbidwa ndi Social Security, malipiro okhawo omwe atsala ayenera kulipidwa ndi inshuwaransi; izi zitha kulipidwa pang'ono kapena kwathunthu ndi inshuwaransi yazaumoyo.
Magawo atatu azachipatala
Mokakamizika thanzi lowonjezera.
Kuyambira pa Januware 1, 2016, bwana aliyense ayenera kulembetsa antchito omwe alibe inshuwaransi yaumoyo.
• Magawo atatu azachipatala:
- The gawo 1 eamapangidwa ndi madokotala omwe amatsatira msonkhano wa Social Security. Madotolo awa ali ndi udindo wolipira. zokhazikitsidwa ndi mgwirizano ndi kubweza ndalama kumapangidwa pamlingo wa mgwirizano. Akhoza kungopempha kuti achulukitse chindapusa.
- The gawo 2 kumaphatikizapo madokotala omwe ali ndi makontrakitala omwe malipiro awo amaikidwa mwaulele (HL) kapena ovomerezeka overrun (DA). Mitengo ya ochita izi ndi yokwera kuposa mitengo ya madokotala mu gawo 1, kubwezeredwa kwa ndalama kumapangidwa pamaziko a chiwerengero cha Social Security chotsika kuposa cha mgwirizano.
- The gawo 3 akuphatikizapo ochiritsa amene sanatsatire kumsonkhanowo ndipo motero satsatira
kutengera udindo wa tarifi. Kubweza ndalama kumapangidwa pamlingo wotsika kwambiri. Kaya ndi gawo liti, madokotala ali ndi udindo walamulo wowonetsa chindapusa pamalo omwe amakambilana kapena kugwiritsa ntchito chindapusa. Malipiro owonjezereka samalipidwa ndi Social Security. Atha kulipidwa kwathunthu kapena pang'ono ndi inshuwaransi yazaumoyo.
Nkhaniyi yatengedwa m'buku la Laurence Pernoud: 2018)
Pezani nkhani zonse zokhudzana ndi ntchito za