Zoyenera kuchita pakachitika ngozi
Palibe ngozi zapamsewu, ndipo nthawi zina zimachitika kwa ife ndi okondedwa athu. Pamodzi ndi maloya timauza zoyenera kuchita ngozi ikachitika

The rules of the road are constantly changing. Even an experienced driver cannot keep track of all the nuances. And when you get into an accident, you start sorting through the latest news about the European protocol, calling the emergency commissioner and the traffic police in your head. It is important not to make mistakes so that later you will not be the culprit and avoid problems with the insurance. Healthy Food Near Me, together with lawyers, prepared a memo on what to do in case of an accident and how to properly file an accident.

Udindo wa dalaivala pakagwa ngozi molingana ndi malamulo apamsewu

Ngati mukuchita ngozi yapamsewu, choyamba, muyenera kuchita zotsatirazi zomwe zafotokozedwa m'malamulo apamsewu:

  • yatsani alamu;
  • kuyika chizindikiro choyimitsa mwadzidzidzi: osachepera 15 mita kuchokera ku ngozi m'madera okhala ndi anthu komanso mamita 30 kunja kwa mzinda;
  • fufuzani ngati pali ozunzidwa pakati pa omwe adachita nawo chochitikacho;
  • osasuntha zinthu zokhudzana ndi ngozi - zidutswa za nyali, mbali za bumper, ndi zina zotero - kusiya zonse monga momwe zilili.

- Ngati ngoziyo inachitika kunja kwa mzinda, usiku, kapena m'malo osawoneka bwino - chifunga, mvula yamphamvu - ndiye kuti mumsewu ndi m'mphepete mwa msewu muyenera kukhala mu jekete kapena vest yokhala ndi mikwingwirima ya zinthu zowunikira - zolemba loya Anna Shinke.

Kodi magalimoto akulepheretsa kuchuluka kwa magalimoto? Chotsani msewu, koma choyamba konzani malo a magalimoto omwe ali pachithunzichi.

  • Izi ziyenera kuchitika m'njira yakuti, pofufuza ngozi, n'zotheka kudziwa bwino malo omwe magalimoto ali nawo pafupi ndi mzake. Osatenga zithunzi zowonongeka zokha, komanso mapulani amtundu uliwonse kuchokera kumbali zonse zinayi, komanso zithunzi za momwe msewu ulili, zizindikiro, zizindikiro, magetsi (ngati alipo). Yesetsani kuyika chizindikiro m'chithunzichi malo omwe zithunzizo zidatengedwa.
  • Kumbukirani kuti kuyambira July 2015, udindo wa dalaivala kuchotsa msewu ukugwera pansi Article 12.27 ("Kulephera kugwira ntchito chifukwa cha ngozi"). Sizinachitike monga momwe amayembekezera - chindapusa chophwanya malamulo ndi ma ruble 1000.

Musaiwale kulemba mayina a mboni ngati zingatheke. Zitha kukhala zothandiza m'tsogolomu.

Tcherani khutu!

For failure by the driver to fulfill the obligations stipulated by the Rules of the Road, in connection with an accident in which he is a participant, and for leaving the scene of an accident by the driver (in the absence of signs of a criminally punishable act), administrative liability is provided (parts 1, 2 of article 12.27 of the Code of Administrative Offenses of the Federation) .

Ndondomeko ya madalaivala pakachitika ngozi

Zomwe madalaivala ayenera kuchita bwino, ndi choti achite choyamba, atachita ngozi, zimatengera momwe zinthu ziliri - kodi pali anthu omwe akhudzidwa ndi ngoziyi, magalimoto awonongeka bwanji, misewu yatsekedwa, ndi zina zotero. Tiyeni ganizirani zinthu zonsezi mosiyana .

Ngati ngozi popanda ovulala

Ngati kuwonongeka kwa galimoto sikuli kwakukulu, ndiye kuti protocol ya ku Ulaya imaloledwa. Malinga ndi izi, mutha kulandira chipukuta misozi kudzera mu inshuwaransi mpaka 100 kapena ma ruble 400. Tikambirana izi mwatsatanetsatane pansipa. Chofunikira pa protocol yaku Europe ndikuti madalaivala onse amagwirizana kuti ndi ndani yemwe wachititsa ngoziyo.

Ngati pali ovulala pangoziyo

Imbani ntchito zadzidzidzi nthawi yomweyo. Kuchokera pa foni yam'manja, nambala ya ambulansi ndi 103 kapena 112. Sungani maganizo anu: muyenera kupatsa woyendetsayo molondola momwe mungathere adiresi ya malo a ngozi. Ngati zidachitika pamsewu wamtunda, ndiye kuti woyendetsa mu foni yamakono amathandizira kupanga gawo lamsewu.

Ngati ngoziyo ili kutali ndi mzindawu, pali chiopsezo kuti gulu lachipatala silidzakhala nthawi yake, zingakhale bwino kutumiza wodwalayo kuchipatala podutsa zoyendera. Komabe, kupanga chisankho pawekha ndikovuta, chifukwa chake mverani wotumiza pafoni yanu.

Apolisi apamsewu afika pamalowa kuti adziwe momwe ngoziyi yachitikira.

Tcherani khutu!

Leaving a person in danger provides for criminal liability (Article 125 of the Criminal Code of the Federation).

Ngati wolakwa wa ngozi popanda inshuwalansi

The law prohibits drivers from driving without OSAGO. However, reckless drivers who do not want to spend money on auto citizenship do not become less because of this. For this, the traffic police will issue a fine of 800 rubles (12.37 Administrative Code of the Federation).

In this case, it is impossible to draw up a Europrotocol. It remains to call the traffic police. Due to the fact that now there are many illegal firms that forge OSAGO forms, we strongly recommend that you check the policy of the culprit on the basis of the Union of Motor Insurers.

Nawa malangizo azomwe mungachite ngati wochita ngoziyo alibe inshuwaransi kapena ndondomekoyi ndi yosavomerezeka.

  1. Funsani pasipoti yake, tengani chithunzi cha chikalatacho. Munthuyo ali ndi ufulu wokana. Kenako tengani deta kuchokera ku protocol ya apolisi apamsewu.
  2. Funsani ngati munthu amene wachititsa ngoziyo akufuna kulipira chiwongoladzanjacho ndi ndalama zingati.
  3. Pezani mawu ndi ndondomeko ya malipiro: mwa kuyankhula kwina, pamene wolakwayo akulipira kukonzanso.
  4. Munthu akhoza kuvomera nthawi yomweyo kusamutsa ndalama kwa inu kapena kukupatsani ndalama.
  5. Pangani risiti. Chikalatacho chinalembedwa mwaulere, koma ndikofunikira kuti chisonyeze pakati pa ndani ndi omwe adapangidwa (ndi data ya pasipoti), tsiku, chifukwa, kuchuluka kwa malipiro ndi nthawi ya malipiro. Mwachidziwitso, wolakwayo akhoza kukana kulipira pomwepo. Kenako onetsani mu risiti, mpaka nthawi yomwe akuyenera kusamutsa ndalama kuti alipire zowonongeka.
  6. Atalandira chipukuta misozi, wozunzidwayo amalembanso risiti yosonyeza kuti adalandira ndalamazo ndipo alibe zodandaula.

Tsoka ilo, woyambitsa ngoziyo akhoza kuzimiririka atalemba risiti. Kapena mopanda manyazi kunyalanyaza zikumbutso zilizonse za chipukuta misozi. Ndiye zochita zanu ndi:

  1. Pangani chodandaula. Kawirikawiri, ikhoza kukhalanso mu mawonekedwe aulere. Mmenemo, tchulani zomwe mukufuna kuti mupereke chipukuta misozi, phatikizani macheke a kukonzanso galimoto, tchulani kukhalapo kwa risiti. Zofunazo zitha kutumizidwa ndi makalata olembetsedwa ndikuvomera kuti walandira kapena kuperekedwa pamaso panu, makamaka ndi mboni.
  2. Ngati chikalatacho sichinakhudze munthuyo, ndiye kuti chimatsalira kupita kukhoti. Wolakwa ndi pano akhoza kunyalanyaza msonkhano. Pankhaniyi, chigamulo cha malipiro chimapangidwa ndi woweruza popanda gulu lachiwiri. Bailiffs adzatenga ngongole. Tsoka ilo, si aliyense amene ali ndi maakaunti ndi katundu omwe angabwezere ndalama ngati gawo lamilandu. Choncho, nthawi zina ndondomekoyi imakoka kwa zaka zambiri.

Ngati wochita nawo ngoziyo adachoka pamalopo

If the driver did this intentionally, he faces up to 15 days of arrest or up to 1,5 years of deprivation of a driver’s license (part 2 of article 12.27 of the Code of Administrative Offenses of the Federation). This is if there were no casualties. For leaving the scene of an accident, in which there are wounded, threatens up to seven years in prison. If the participant in the accident died, and the culprit escaped – up to 12 years in prison. This is stated in Art. 264 of the Criminal Code of the Federation.

Theoretically, the driver may not notice that he has become a participant in an accident. For example, a large SUV or construction equipment hooked a small car on the road. The driver sincerely did not understand anything and left. In this case, when the “fugitive” is found, it is better to immediately admit his guilt in order not to fall under deprivation of rights or administrative arrest. It is necessary to persuade the traffic police and the other side to the fact that this is not a properly executed accident. For this, they will be punished with a fine of 1000 rubles (part 1 of article 12.27 of the Code of Administrative Offenses of the Federation).

Tinakambirana za udindo wa ophwanya malamulo. Tsopano tikuuzani zomwe mungachite kwa wovulalayo pangozi yotereyi. Choyamba, muyenera kuyimbira apolisi apamsewu ndikupereka zambiri momwe mungathere: adilesi, njira yoyendetsera wolakwayo, chitsanzo chagalimoto, nambala. Galimotoyo idzayikidwa pamndandanda wofunidwa.

Dalaivala wovulala ayenera kuyang'ana mboni ndi makamera kuzungulira malo a ngozi. Adzathandiza kukhazikitsa mlandu wachiwiri ngati mlandu ukupita kukhoti.

Momwe mungapangire protocol yaku Europe pakachitika ngozi

Timawunika ngati kuli kotheka kutulutsa ngozi malinga ndi European Protocol. Izi ndizotheka ngati:

  • magalimoto awiri okha ndi omwe adachita ngoziyi;
  • madalaivala onse ndi inshuwaransi pansi OSAGO;
  • palibe ovulala pangoziyo;
  • ngoziyi sinawononge aliyense, kupatulapo anthu awiri omwe adachita ngoziyo;
  • zomangamanga zamisewu (mitengo, magetsi, mipanda), komanso katundu waumwini wa madalaivala (mafoni a m'manja, zipangizo zina ndi zinthu) sizimakhudzidwa;
  • ochita nawo ngozi alibe kusagwirizana pazochitika za ngozi ndi zowonongeka zomwe adalandira;
  • m'modzi mwa omwe adachita nawo ngoziyo sakufuna kulandira malipiro a CASCO m'tsogolomu;
  • kuchuluka kwa zowonongeka sikudutsa ma ruble 400 zikwi.

Ngati zonse zili choncho, timalemba zolemba za ngozi zamakampani a inshuwaransi (timadzaza chidziwitso changozi, chimaperekedwa pamodzi ndi OSAGO) ndipo timachoka mwamtendere.

Europrotocol iyenera kufotokoza wolakwa mmodzi. Simungalembe kuti "onse ali ndi mlandu." Wotenga nawo mbali m'modzi amavomereza kuti ali ndi mlandu pachidziwitso cha ngoziyo, winayo akuti - "osakhala ndi mlandu pa ngoziyo."

Mu mawonekedwe a Europrotocol, pepala loyamba ndiloyambirira, ndipo lachiwiri ndi chithunzi, kopi. Koma simungakhale ndi chidziwitso chotero cha ngozi. Mwachitsanzo, ngati mudagula inshuwaransi pa intaneti. Pankhaniyi, padzakhala mitundu iwiri yofanana pa A4. Lembani momwemo.. Pewani kulakwitsa ndi kukonza. Ndi ma blots ambiri, ndi bwino kulembanso chikalata chomaliza.

Protocol yoyambirira imasungidwa ndi wozunzidwayo - yemwe ali wosalakwa pa ngoziyo. Tengani chithunzi cha zikalata za wolakwa: chilolezo choyendetsa galimoto, STS ndi ndondomeko ya OSAGO. Izi ndizosasankha, koma zitha kupulumutsa zovuta zina mtsogolo.

Wolakwa wa ngoziyo amatenga kopi ya protocol ya ku Europe ngozi itachitika ku kampani yake ya inshuwaransi. Izi zimatenga masiku asanu ogwira ntchito. Pamasiku 15 otsatira, simungathe kukonza zowonongeka zomwe galimotoyo inapeza pangoziyo.

Ngati mukuwopa kudzaza mapepala molakwika, ndi bwino kuyitana komiti yadzidzidzi. Katswiriyu adzakuthandizani kutenga zithunzi zoyenera ndikulowetsamo zonse m'makalata.

Zofunika!

Ngati mudzaza ndondomeko ya ku Ulaya pa fomu ya pepala, ndiye kuti malipiro owonongeka sangapitirire ma ruble 100 zikwi. Mu 2021, pulogalamu ya smartphone ya OSAGO Helper idakhazikitsidwa m'dziko lonselo. Kupyolera mu izo, ndizomveka kujambula ngozi, kuwonongeka kumene kumafika mpaka 400 rubles.

Komanso, onse omwe atenga nawo mbali pa ngoziyo ayenera kulembedwa pa Gosuslug portal. Ndi munthu m'modzi yekha amene amafunikira pulogalamu ya smartphone ya OSAGO Helper. Timakuchenjezani kuti pulogalamuyo ndi yatsopano, ogwiritsa ntchito ali ndi zodandaula zambiri za gawo lake laukadaulo.

Ngati madalaivala ali ndi kusagwirizana pazochitika za ngozi

Panthawi yomwe sizingatheke kuti tigwirizane kuti ndi ndani yemwe ali wolondola komanso yemwe ali wolakwa, pali njira imodzi yokha yotulukira - kuyitana apolisi apamsewu. Padzakhala njira zingapo.

1. Pitani ku dipatimenti ya apolisi apamsewu yapafupi kuti mukalembetse - ku gulu losanthula.

Pankhaniyi, madalaivala pamalopo amafotokoza zochitika za ngozi, kujambula chithunzi, kukonza malo a magalimoto, zowonongeka ndi zowonongeka pa chithunzi ndi kanema, ndipo ndi zikalatazi zimatumizidwa nthawi yomweyo ku dipatimenti ya apolisi apamsewu. .

Zofunikira:

  • lembani lipoti la ngozi;
  • funsani kampani yanu ya inshuwaransi ndikuwuzani zomwe zachitika;
  • Onetsetsani kuti anthu ena omwe adachita ngoziyi achita zomwezo.

2. Dikirani apolisi.

- Pambuyo polembetsa ngozi, muyenera kulandira protocol pamilandu yoyang'anira, chigamulo pamilandu yolakwira kapena chigamulo chokana kuyambitsa mlandu. Werengani mosamala protocol musanasainire, onetsani kusagwirizana kwanu, ngati kulipo. Kumbukirani kuti ngati simukugwirizana ndi zigamulozo, muli ndi masiku 10 okha kuchokera tsiku limene mwalandira kuti muwachitire apilo, - loya Anna Shinke anatchula.

Mafunso ndi mayankho otchuka

Kodi ndizotheka kuchoka pamalo angozi ndi kuvulala pang'ono?
Ngati onse ochita nawo ngozi yaing'ono avomereza kuti kuwonongeka ndi kochepa, ndiye kuti mukhoza kubalalika. Pali mfundo yofunika kwambiri: onetsetsani kuti mwalemba ma risiti omwe muli nawo omwe mulibe zodandaula. Ngati izi sizichitika, wochita nawo ngozi wachiŵiriyo angayimbire apolisi ndi kunena kuti wachita ngozi, ndipo dalaivala winayo anathawa. Sizigwira ntchito kutsimikizira kuti mwasankha zonse pomwepo. Umboni wolembedwa ndi pasipoti ndi ma signature okha ndiwo ungathandize.
Kodi ndizotheka kupanga ngozi m'masiku ochepa?
Mwachidziwitso, mwa mgwirizano, izi zikhoza kuchitika. Pokhapokha, ndithudi, palibe ovulala. Koma pali chitsimikizo kuti wachiwiriyo sadzanena kuti munathawa pamalo angozi? Pogwiritsa ntchito "OSAGO Assistant" kulembetsa kumatenga mphindi 15-20. Ndi bwino kuchita zonse nthawi imodzi.
Zoyenera kuchita ngati palibe wochita nawo ngoziyo?
Pamwambapa, tidasanthula momwe wachiwiri pa ngoziyo adathawa. Koma nthawi zina galimoto imodzi yokha imachita ngozi. Mwachitsanzo, anagwera mpanda, anakwera mtengo, anawulukira m’mphepete mwa msewu. Njira yachiwiri.

1. Ngoziyi inachitika pamsewu. Dziwitsani kampani ya inshuwaransi ngati ikufunika ndi OSAGO kapena CASCO. Itanani apolisi apamsewu ndikuwafotokozera momwe zinthu zilili. Ngati ngoziyo si yaikulu, ndipo mulibe CASCO, apolisi apamsewu angakane kubwera. Mwina inunso simukuzifuna. Muyenera kuyembekezera nthawi yayitali.

Ngati ngoziyo ili yaikulu, apolisi afika mwamsanga. Tengani zithunzi zambiri za zochitika kuchokera kumbali zonse. Wapolisi wamsewu adzapanga protocol. Musakhale aulesi kuti muwerengenso pambuyo pake kuti minda yonse idzaze. Izi ndizofunikira kuti mulandire malipiro a CASCO, ndi zina zotero. Ngati pambuyo pake mukufuna kutsutsa, mwachitsanzo, ndi ogwira ntchito pamsewu omwe amaika phula, protocol yochokera kwa apolisi apamsewu idzakhalanso mkangano waukulu kukhoti.

2. Ngoziyi inachitika pamalo oimika magalimoto, pamalo oimika magalimoto, pabwalo. Muyenera kuyimbira foni malo. Ndikosavuta kuchita izi kudzera mu ntchito ya dipatimenti yachigawo. Komanso, zonse ndi zofanana ndi zomwe tafotokoza m'ndime pamwambapa.

Siyani Mumakonda