Zamkatimu
Tinakambirana ndi katswiri wazamisala wa banja Natalia Varskaya.
Chifukwa 1: Zoyembekeza Zapamwamba
Mwachitsanzo: Ndinkafuna kupita ku Spain, koma ndili ndi ndalama zokwanira Gelendzhik kapena Anapa. Ndipo sichoncho konse…
Kodi muyenera kuchita chiyani kuti musangalale ndi tchuthi chanu? Lembani mphamvu zanu ndi zofooka zanu papepala. Mizati iwiri. Kumanzere, mumalemba moona mtima, mwachitsanzo: "Ndilibe ndalama zambiri." Ganizilani za mau amenewa. Mumayika ndalama zomwe mungagawire tchuthi. Ndipo mukuvomereza: 1) mudzayenera kuchoka pamtengowu; 2) zosangalatsa pa maholide sizidalira kwambiri ndalama. Ambiri amayenda pa bajeti, ngakhale ndi mahema, ndipo amakhutira. Chilichonse chili mkati mwathu: ndi mtundu wanji wamalingaliro omwe munthu adabweretsa patchuthi, amacheza ndi munthu wotero kumeneko.
- Nanga bwanji ngati nyengo ili yoipa? Sizidalira munthu.
- Tiyenera kuvomereza tokha kamodzi kokha: ngati sitingathe kukhudza zinthu zina (nyengo, zochitika zachilengedwe), tiyenera kusiya kuganizira izi. Shawa? Pitani ku dziwe. Kodi pali dziwe pafupi? Yang'anani pawindo ndikumvetsetsa: mvula yamvula sidzakhalapo kwamuyaya (zowonadi, ngati simunasankhe kupita ku Thailand nthawi yamvula mopusa). Ndiyenera kunena zikomo kale chifukwa chakuti mumapuma patchuthi si mpweya womwewo womwe mumakhala nawo mumzinda wamafuta. Pomalizira pake tiyenera kukhala ndi chizolowezi choyamikira chilichonse.
Chifukwa 2: Sindinapezepo chikondi
Kwa ena, tchuthi ndi cholinga chofuna kupeza mnzako, koma iye kulibe.
- M'malo mwake, simuyenera kudzipereka nokha mapulani atchuthi, simuyenera kudikirira misonkhano yosangalatsa. Zilekeni zikhale chomwecho. Komanso, amayi omwe akufunafuna mawonekedwe osasangalatsa - ndi mawonekedwe owunikira, monga Gosha adanena mu kanema "Moscow Sakhulupirira Misozi."
Chifukwa 3: Zokonda sizikugwirizana
Mwachitsanzo, mayi wina akuganiza kuti: "Ndichita chilichonse m'njira yomwe ingakhale yosangalatsa osati kwa ine, koma kwa ana anga, mwamuna wanga ..." Pakampu pafupi ndi Astrakhan, wolembayo adakumana ndi banja lomwe lakhala likuyenda kuchokera. Chelyabinsk kokha kumeneko kwa zaka 13! Mwamunayo akuwedza, koma mwana wamkazi ndi mkazi wake sakudziwa choti achite ...
– Pali chimodzi mwa zinthu ziwiri: mwina kumasuka ndi kusangalala, kapena zionetsero. Choyamba, mkazi akhoza kuyesa kugwa m'chikondi ndi nsomba iyi, kudzitengera yekha, mwa njira, ichi ndi chinthu chosangalatsa kwambiri. Ndinali ndi mlandu pamene mkazi wanga ankakonda kusodza kwambiri moti mwamuna wake sanathenso kumukoka. Ngati muchitira chinthu wokondedwa wanu, chitani mwachimwemwe komanso modzipereka. Palibe amene amafuna kuzunzidwa. Abambo akupita kukawedza? Zabwino! Ndipo ine ndi mwana wanga wamkazi - kupita kumalo ochezera. Palibe ndalama za malo ochezera? Tiyeni tiwerengere momwe zimatengera kwa ine ndi mwana wanga wamkazi ngati tipita nanu pafupi ndi Astrakhan, ndikuyesera kukumana ndi ndalama zomwezo popita kumalo ena.
Chifukwa 4: Kusiyanitsa pakati pa tchuthi ndi chizolowezi chantchito
Ndizoipa ngati munthu abwerera ku ntchito yosakondedwa, chifukwa anthu amaphonya ntchito yawo yomwe amawakonda ngakhale patchuthi, ngakhale akumva bwino kwambiri.
- Chabwino, ngati ntchitoyo siikondedwa, muyenera kupeza china chomwe chidzakusangalatsani. Mwachitsanzo, chosangalatsa: mudzayembekezera kuti pamapeto pake mudzavina Lachitatu kapena kukachita maluwa Lachinayi. Ndiye sipadzakhala kusiyana koteroko pakati pa tchuthi kumene munachita chinachake ndi chizoloŵezi.
- Pali upangiri wamba: kuti mupewe kukhumudwa pambuyo pa tchuthi, muyenera kubwerera masiku angapo musanagwire ntchito ...
- Ili ndi njere zomveka, koma osati za aliyense. Kwa wina, m'malo mwake, zimakhala zosavuta kuchokera ku sitima kupita ku mpira.
Chifukwa 5: Palibe ndalama zotsalira
Mwachitsanzo: nditatha tchuthi, ndinkafuna kugula mafuta onunkhira kwa mkazi wanga pa tsiku lake lobadwa, koma zinapezeka kuti zambiri zinagwiritsidwa ntchito patchuthi kuposa momwe amapita.
"Muloleni munthu ayese izi, zili bwino!" Ichi ndi chinthu cholinga: pamene palibe ndalama, zimakhala zachisoni. Mutha kulangiza kugawa bajeti, koma si aliyense, tsoka, angaphunzire izi. Tiyenera kuvomereza: palibe ndalama tsopano, koma padzakhala mtsogolo. Mutha kuwonanso chithunzicho kuchokera kutchuthi: apa, akuti, momwe zinalili zokongola apa, zomwe zikutanthauza kuti ndalamazo sizinawonongeke. Ngakhale ... pali chiwopsezo choti wina ayang'ane zithunzizo ndikuganiza: chabwino, chifukwa chiyani ndawononga ndalama zomwe ndapeza movutikira pa izi?! Kungoti ena amakonda kununkhiza ndi kusakhutira ndi chilichonse. Umu ndi momwe amakhalira. Ali ndi zosangalatsa zopanda pake kotero kuti amazidzaza ndi kusagwirizana, mwinamwake samamvetsa zomwe angakambirane ndi anthu.
Ndisanayiwale
“Mmodzi wa makasitomala anga anapita ku Afirika ndi gulu la mabwenzi,” akutero katswiri wa zamaganizo. - Ndipo adadziyika yekha pa malo ochezera a pa Intaneti: apa ali pamphepete mwa mathithi, apa kumbuyo kwa phiri lokongola ... pambuyo pake. Ndipo ndinapakanso madzi abuluu (kwenikweni, kunali kwamitambo). Pano pali chithunzi pa intaneti. Chifukwa chake musathamangire kuchitira kaduka zithunzi ndi nkhani zosilira pamasamba ochezera!
Kugwiritsa ntchito zabwino
- Kumayambiriro, polankhula za ziyembekezo zazikulu, tidajambula papepala zabwino ndi zoyipa za tchuthi chomwe chikubwera. Ndipo kotero izo zinatha. Kodi n'zotheka kugwiritsa ntchito mfundo ya pepala pambuyo pa tchuthi?
“Pepala ndi chinthu chothandiza. Tiyerekeze kuti munthu wakhumudwa pambuyo pa tchuthi. Amakhala pansi ndikulemba kumanzere zomwe zachitika. Mwachitsanzo: "Chilichonse chinali chotopetsa." M’danga lina, kodi ntchito ya tchuthi inali yotani, mwachitsanzo: “Madzulo ena ndinakumana ndi woweta njoka.” Ndiyeno msiyeni aganizire za momwe angagwiritsire ntchito mphindi zabwino. Winawake, mwinamwake, adzalemba za izo pa malo ochezera a pa Intaneti, wina adzajambula chithunzi - ndikupeza luso la wojambulayo mwa iyemwini. Winawake adzayamba kuphunzira malo omwe anali mozama. Muyenera kukulitsa malingaliro abwinowa m'moyo wanu.