Zamkatimu
Bereka kuti upeze ndalama: chifukwa chiyani ndikutsutsana ndi phindu la ana
Wolemba nkhani wathu Lyubov Vysotskaya ali ndi chidaliro kuti thandizo la ndalama kuchokera ku boma likufunika, koma osati momwe zilili panopa.
Ku Alena Vodonaeva, yemwe adanena kuti tsopano "ng'ombe zonse" zidzabereka milioni yolonjezedwa, waulesi okhawo sanalavulire. Ndipo ndinakumbukira mmene kamodzi, zaka 15 zapitazo, ndinagwira ntchito m’kampu yochezera ana ochokera m’mabanja ovutika.
Ndinali ndi ana asanu ndi mmodzi ochokera m'banja limodzi m'gulu langa. Nyengo. Zonse - ndi matenda. Madotolo akumudzi sanayang'ane chiphaso chosonyeza kuti anawo anali ndi vuto loganiza. Makolo mosangalala anapereka malipiro otsatirawa ndipo mosangalala anangowalola kuti apite, momveka chifukwa cha chiyani. Kwa ine zinkawoneka kuti ana analibe oligophrenia. Amangomera ngati udzu wa m’thengo. Ankadya mopanda thanzi moti m’malo mwa tsitsi, pamutu pawo panali ubweya wa mbewa. Atsikana awiri ankavala wigi imodzi motsatira awiri. Anyamata sankavutika ndi mafunso okhudza kukongola.
Pampata wawung'ono, ana awa anayesa kutenga dzanja, kulitsamira, ndikulisisita moyandikira. Iwo analibe chirichonse - osati chakudya chokha, osati chidwi chokha, ambiri, ngakhale lingaliro la kumverera kuti osachepera wina samasamala za iwo. N’zochititsa mantha kulingalira zimene zikanachitika ngati miliyoni yolonjezedwayo ikanaonekera pamaso pa makolo ameneŵa. Inde, kuphatikiza phindu la mabanja akulu, komanso kwa mwana aliyense - kwa olumala ...
M'mutu mwanga muli chifunga
Koma makolo oponderezedwa ali mbali imodzi yokha ya ndalamazo. Palinso wina. Ndine wotsimikiza ndi mtima wanga wonse kuti ndikofunikira kupita kuchipatala kwa mwana yemwe akufuna, osati kubweza ngongole. Ndipo sindikukokomeza tsopano: m'modzi mwa anzanga tsopano akukonzekera mwachangu mwana wachitatu kuti apeze ma ruble 450 zikwizikwi pa ngongole. Momwe adzapitirizira kukhala ndi ana atatu m'nyumba yazipinda ziwiri, sakuganiza. Kumene - nayenso. Monga, boma lithandiza.
Banja lina likukonzekera lachiwiri kuti pakhale ndalama zophunzirira wamkulu. Anangokula kumene, mnyamata wa zaka khumi, mukhoza kuyamba wamng'ono.
Ndikuyamba kuganiza komwe makolo a sukulu ndi ana a sukulu amachokera omwe amakhulupirira modzipereka: adachitira boma zabwino, kuti anabala, tsopano amaphunzitsa, amapereka, kuphunzitsa.
Zikuwoneka kuti ndalama zolonjezedwa zomwe zili ndi ziro zisanu ndi chimodzi zikusokoneza maganizo ndipo anthu sakumvetsanso kuti malipiro a ndalama ndi zopindulitsa zidzatha, ndipo mwanayo adzakhalabe. Panthaŵi imodzimodziyo, ndalama za banja zidzachepa kwa kanthaŵi, ndipo ndalama zidzawonjezereka, osati kwa chaka chimodzi kapena ziwiri.
Mwachangu, simupeza ndalama
"N'chifukwa chiyani tili oyipa? - bwenzi langa Natalya akufunsa mobwerezabwereza. - Pokhala makolo miyezi isanu ndi umodzi yapitayo?
Natasha wakhala akukhumudwa sabata yachiwiri - ndendende uthenga wa pulezidenti "wachibwana". Mwana wake wamkazi (mwana woyamba, eya) anabadwa chilimwe chatha. Ndipo mkati mwa Januware, mtsogoleri wa dziko adalankhula za 460 zikwi kwa mwana woyamba kubadwa pambuyo kapena mwachindunji pa Januware 1, 2020.
Makolo zikwi makumi ambiri tsopano akukumana ndi malingaliro ofananawo. Ku Novosibirsk, amayi amasaina ngakhale pempho lomwe amapempha kuti awonjezere malipiro amalipiritsa osachepera kwa ana oyamba kubadwa omwe anabadwa kumapeto kotsiriza.
Mutha kunena momwe mumakondera kuti kaduka ndi malingaliro oyipa. Ndi iye yekha alibe chochita nazo, komabe, monga makhalidwe oipa, omwe tsopano akutsutsidwa ndi iwo omwe amakana kusangalala ndi malamulo atsopano. Ana obadwa mu 2019, 2018, 2017 ndi koyambirira sali osiyana ndi makanda obadwa koyambirira kwa 20s. Ayenera kupeza maphunziro mofananamo, makolo awo ayenera kuwongolera moyo wawo, ndi zina zotero, malinga ndi mndandanda wa zinthu zomwe zingagwiritsidwe ntchito pamalipiro a amayi. Koma tsopano mwayi wokha woti alandire thandizo lalikulu kuchokera ku boma ndi kubereka wachiwiri, kapena wachitatu.
Vuto lazida
Chifukwa chake inde, ndikutsutsana ndi mapindu monga aliri tsopano. Boma liyenera kuthandiza, palibe amene angatsutse izi - sizopanda pake kuti timalipira misonkho moyo wathu wonse. Koma m'malingaliro anga, vutoli silingathetsedwe ndi malipiro a nthawi imodzi. Chabwino, ma ruble 450, olemera. Komabe, m'chaka choyamba cha moyo wa mwana, mudzathera osachepera 200 zikwi pa izo. Kenako? Ndiye mayi wamng'onoyo sangathe kubwerera kuntchito nthawi zonse: pambuyo pa lamulo, palibe amene amakondera antchito, kapena ngakhale bizinesiyo idzawonongeka panthawiyo, nthawi zonse pamakhala chiopsezo chosowa ntchito chifukwa cha kusakhazikika kwachuma. Nyumba zimawononga ndalama zambiri, ngakhale zazing'ono. Koma muyenera kuchiritsa, kuvala, kuphunzitsa mwanjira ina.
Banja lidzakhala ndi chidaliro kuti posachedwa zonse zidzakhala bwino, kuti padzakhala ndalama zokwanira kudyetsa, kuvala ndi nsapato ana, kuwatumiza kusukulu, sukulu ya mkaka ndi kulandira chithandizo chamankhwala popanda zovuta - ndiye kuti chiwerengero cha kubadwa chidzakhaladi. wonjezani. Popanda likulu lililonse.