Zamkatimu
Ndalama zochepa zosamalira ana: kukula, kulipira, kuchuluka
Ndalama zochepa zosamalira mwana mpaka chaka chimodzi ndi theka zimaperekedwa kwa azimayi osagwira ntchito, komanso azimayi olembedwa ntchito, omwe malipiro awo safika pamtengo wokhazikika. Izi zothandizidwa ndi boma zimalembedwa chaka chilichonse ndikuwonjezeka pamene malipiro amoyo akukwera.
Momwe kuchuluka kwa phindu kumawerengedwera
Malinga ndi lamuloli, mu 2017, zolipira zimakhala 40% ya malipiro amkazi. Ndiye kuti, kuti mumvetsetse phindu lomwe muli nalo, gawani ndalama zomwe mumapeza pamwezi ndi 100 ndikuchulukitsa ndi 40. Izi ndiye ndalama zanu mwezi uliwonse.
Kuchuluka kwa ndalama zochepera zosamalira ana zimawerengedwa kuchokera pamalipiro.
Koma ngati malipiro anu ndi ocheperako kapena simunagwira ntchito musanakhale ndi pakati, mudzakulipirani:
- Kwa mwana woyamba - 3 rubles.
- Kachiwiri ndi chotsatira - 6 131r.
Thandizo lazachuma limaperekedwa mpaka mwana atakwanitsa chaka chimodzi ndi theka. M'tsogolomu, mayi wosagwira ntchito amangodalira kulipidwa mwezi uliwonse pamtengo wa ma ruble 50, omwe atha kulandiridwa mpaka zaka 3. Nthawi yomweyo, thandizo lingaperekedwe osati kwa amayi okha, komanso kwa achibale ena akuyang'anira mwanayo. Koma mulimonsemo, makolo omwe sali pantchito atha kufunsa izi ngati sangalandire thandizo chifukwa chakusowa ntchito.
Mayi wolembedwa ntchito kuti apatsidwe ndalama zolipirira ayenera kulumikizana ndi komwe amagwirira ntchito ndikulemba mawu, omwe adzaperekedwe ndi bungwe lomwelo. Kuphatikiza apo, muyenera kukhala ndi zotsatirazi nanu:
- satifiketi yakubadwa kwa mwanayo, komanso zikalata za ana am'mbuyomu, ngati alipo;
- satifiketi yochokera kuntchito kwa kholo lachiwiri wonena kuti samalandira thandizo loterolo;
- mawu osintha zaka, ngati kuli kofunikira.
Ngati mayi wasintha olemba anzawo ntchito zaka ziwiri zapitazi, ndiye kuti akuyenera kubweretsa chitsimikizo kuti phindu lomwelo silinaperekedwe kwina. Kuphatikiza apo, adzafunika satifiketi ya ndalama kuchokera kwa omwe adamulemba ntchito kale.
Mayi wosagwira ntchito ayenera kulumikizana ndi malo ogwira ntchito pafupi kwambiri kapena oyang'anira chitetezo cha anthu kuti alandire zabwino.
Amayi onse, mosasamala kanthu kuti ali ndi ndalama zotani, ali ndi ufulu kulandira zothandizira kusamalira ana osakwana chaka chimodzi ndi theka. Kuchuluka kwake kumatengera malipiro a amayi, koma ngati ndi ochepa ndipo sakufika pamalipiro, ndiye kuti thandizo locheperako lidzaperekedwa, kuchuluka kwake kuli kolozera.