Zamkatimu
Livret A: akaunti yakubanki yosungira kuyambira pakubadwa
Makolo ochulukirachulukira akutsegula a Konki ya banki kwa mwana wawo kuyambira pa kubadwa. Ndithudi, achibale mwamwambo amaika ndalama pang’ono pa Khrisimasi kapena pamasiku akubadwa ndi maholide a ana. Ndi njira yabwino yoperekera akaunti yosungira mtsogolo.
Buku la A ndiye njira yabwino yopulumutsira, itero zoperekedwa ndi mabanki onse. Mtengo wake umasinthidwa chaka chilichonse, chokwera kapena chotsika. Panopa, malipiro ake ndi 0,75% (mpaka Januware 31, 2020 osachepera), osakhoma msonkho wa ndalama kapena zopereka zachitetezo cha anthu. Ma depositi amatha kupangidwa ndi ndalama zosachepera 10 mayuro mpaka denga lathunthu la 22 mayuro.
Kusungira ana: Livret A ya mabanki osiyanasiyana
- Kabuku ka A Kipouss ya Caisse d'Epargne: nkhaniyi ndi yeniyeni kwa ana kuyambira 0 mpaka 12 miyezi. Ilinso ndi zabwino zomwezo ngati zachikale Livret A, yokhala ndi malipiro okhazikika a 0,75%, pomwe imasinthidwa kuti isungire ana ang'onoang'ono.
- Bukhu la Blue, zoperekedwa ndi Crédit Mutuel, ndizofanana ndendende ndi livret A, ndi mlingo wa 0,75%. Mutha kutsegula mosasamala kanthu za msinkhu wa mwanayo.
- The Zébulon savings account ku LCL: imapangidwira ana ochokera Ana azaka 0 mpaka 12, yokhala ndi denga la 2 euros, ndi mtengo wake wonse pa 000% (March 0,95).
- Kabuku ka Gawo Loyamba Banque Populaire: akaunti yosungirayi imatsagana ndi mwana kuyambira kubadwa ali ndi zaka 12. Mlingo wamalipiro ndi 1% ndipo denga ndi 1600 euros.
- Kabuku ka Première Epargne ya CIC banki yasungidwa kwa ana a 0 12 m'zaka. Mlingo wa malipiro wakhazikitsidwa pa 1,75% ndi denga lalikulu la 1600 euros.
- Kabuku kakang'ono : Kabuku kakasungitsa kameneka kasungidwa Zaka 12-25. Mlingo wa kabuku ka achinyamata ndi misonkho ndipo nthawi zambiri zosangalatsa kwambiri kuposa livret A potengera malipiro, ndi mlingo wa 1,75% (March 2019). Malire a kabukuka aikidwa pa 1600 euros.
- Kabuku kakuti A Baby BNP Paribas: ndi akaunti yabwino yosungirako ana ang'onoang'ono pasanathe chaka : Mphatso yolandilidwa ma euro 15, malipiro ndi 0,75% (Marichi 2019) okhala ndi denga la ma euro 22, monga kabuku kalikonse ka A.
Dziwani kuti monga akuluakulu, ana amatha kukhala ndi chiphaso chimodzi A, mabanki onse pamodzi.