Zamkatimu
Chithunzi chawo
Atakwatirana kwa zaka 11, Marie-Laure ndi Sylvain ndi makolo osangalala a ana anayi: atsikana atatu a zaka 9, zaka 2 ndi miyezi 6, ndi mnyamata wa zaka 8. Amasamalira ana nthawi zonse. Amagwira ntchito yoyeretsa.
Banja likukhazikika ku Haute-Savoie, makilomita ochepa kuchokera kumalire a Switzerland, "dera lomwe moyo uli wokwera kwambiri", limatchula mayiyo. “Pokhala ndi ndalama zing’onozing’ono ngati zathu, zimakhala zovuta. Kuphatikiza apo, tili kutali ndi okondedwa athu ”.
Ngakhale kulimbitsa lamba, okwatiranawo amalephera kulekerera. Malipiro, ndalama, zowonjezera… Amatiwululira bajeti yake.
Ndalama: pafupifupi 2350 € pamwezi
Malipiro a Sylvain: pafupifupi € 1100 net pamwezi
Bambo wamng'onoyo ndi katswiri woyeretsa. Ndalama zomwe amapeza zimasiyana mwezi uliwonse kutengera ma kontrakitala omwe wapanga. Iwo akhoza kutsika mpaka 800 €.
Malipiro a Marie-Laure: € 0
Zilolezo zabanja + zolipirira makolo: € 1257 pamwezi
Marie-Laure wasankha kusiya ntchito yake yosamalira ana kuti adzipereke kwa ana ake kwa zaka ziwiri ndi theka.
Thandizo laumwini: € 454 pamwezi
Ndalama zokhazikika: € 1994 pamwezi
Rent: 1200 € pamwezi, zolipiritsa zikuphatikizidwa
Banjali limabwereka nyumba yozungulira 100 m² kunja kwa Annemasse (Haute-Savoie), kumalire a Switzerland. Chaka chathanso, Marie-Laure ndi Sylvain anali eni ake. Koma nyumba yawo, T3, inali kucheperachepera ndi ana awo anayi. Masiku ano, sangakwanitse kugula zazikulu.
Gasi / magetsi: mozungulira 150 € pamwezi
Misonkho yanyumba: € 60 pachaka
Misonkho ya katundu: pafupifupi € 500 pachaka
Masiku ano, alendi salipiranso msonkho umenewu.
Misonkho ya ndalama: 0 €
Inshuwaransi: 140 € pamwezi kwa nyumba ndi galimoto
Kulembetsa patelefoni / intaneti: € 50 pamwezi
Kulembetsa kwa foni yam'manja: € 21 pamwezi
Awiriwa amangolipira phukusi la Marie-Laure. Sylvain, iye, amapereka zolembetsa zake zam'manja pamitengo ya kampani yake.
Mafuta: 300 € pamwezi
Banjali lili ndi minivan yogwiritsidwa ntchito kale. Marie-Laure amagwiritsa ntchito tsiku lililonse kutenga ndi kunyamula ana kusukulu, maphunziro ovina, kochitira masewera olimbitsa thupi ...
Canteen ya "akuluakulu": pafupifupi 40 € pamwezi
Ntchito zowonjezera: 550 € pachaka
Mwana wamkazi wamkulu wa Marie-Laure ndi Sylvain amalembetsa kusukulu yovina, yomwe mtengo wake ndi € 500 pachaka. Mwana wawo amaphunzira masewero olimbitsa thupi mpaka kusukulu chifukwa cha ndalama zochepa.
Ndalama zina: kuzungulira € 606 pamwezi
Kugula zakudya: pafupifupi € 200 pa sabata
Banja lathu la mboni limagula kamodzi pa sabata ku hypermarket yakomweko. Marie-Laure amaphika kwambiri, motero amangogula zinthu zofunika (ufa, masamba, nyama, mazira, ndi zina). Zimakondera chizindikiro chachinsinsi.
Bajeti yopumula: 100 € pachaka
Marie-Laure ndi Sylvain amadzipezera nthawi yochepa yopuma chifukwa chosowa bajeti. "Kucheza komaliza kwabanja linali tsiku lomaliza latchuthi chachilimwe: tidatengera ana kumalo osungira madzi akulu okhala ndi maiwe osambira ndi zithunzi ... tidapitako ndi 50 €, ndikuchepetsa," akutero mayi wabanja.
Tsiku lobadwa la ana: pafupifupi 120 € pachaka
Makolo achichepere amakhazikitsa bajeti yayikulu ya € 30 ya mphatso za tsiku lobadwa la ana.
Bajeti "yowonjezera" (mphatso zazing'ono za ana, mabuku, ma CD, ndi zina): pafupifupi € 200 pachaka
Zovala bajeti: mozungulira 100 € pachaka
Marie-Laure akusonkhanitsa zovala za ana ake kumanja ndi kumanzere. Amangotulutsa ndalama zake zogulira nsapato. "Kwa ine ndi mwamuna wanga, ndilibe bajeti. Sitigula chilichonse, ”akufotokoza motero.
Bajeti ya tsitsi: pafupifupi € 60 pachaka
Amuna okha m’banjamo amapita kukameta tsitsi, pafupifupi kawiri pachaka.
Bajeti ya tchuthi: pafupifupi 700 € pachaka
Banja limapita kunyanja kwa sabata iliyonse yachilimwe, mu "msasa" mode!
Ndalama: 0 € pamwezi
Malangizo awo owononga ndalama zochepa
Marie-Laure ndi wokonda kukonzanso zinthu! Nthawi zambiri amapita ku malo ogulitsa m'magaraja ndi m'misika yanjanji kuti akapeze zinthu zomwe zidagwiritsidwa ntchito kale pamtengo wotsika.
Kuti athetse kumapeto kwa mwezi, amagulitsanso zovalazo ana amene asanduka aang’ono kwambiri ndi zidole amene satumikiranso.
Kodi mukufuna kukambirana za izo pakati pa makolo? Kuti mupereke maganizo anu, kubweretsa umboni wanu? Timakumana pa https://forum.parents.fr.