"Umphawi ndi cholowa": zoona?

Chapakati pazaka za zana la XNUMX, katswiri wazachipembedzo waku America Oscar Lewis adayambitsa lingaliro la "chikhalidwe chaumphawi". Anatsutsa kuti zigawo za anthu omwe amapeza ndalama zochepa, zomwe zimakhala zovuta kwambiri, zimakhala ndi malingaliro apadera a dziko lapansi, omwe amawapereka kwa ana. Zotsatira zake, umphawi waumphawi umapangidwa, zomwe zimakhala zovuta kutulukamo.

“Ana amalemekeza makolo awo. Anthu opeza ndalama zochepa akhazikitsa makhalidwe, ndipo ana amawatengera,” akufotokoza motero katswiri wa zamaganizo Pavel Volzhenkov. Malingana ndi iye, m'mabanja osauka pali malingaliro amaganizo omwe amalepheretsa chikhumbo chokhala ndi moyo wosiyana.

CHOCHITIKA CHOCHOKERA KUCHOKERA MU UMASUKAWI

1. Kudzimva wopanda chiyembekezo. Kodi n'zotheka kukhala ndi moyo mosiyana? Pambuyo pake, ziribe kanthu zomwe ndikuchita, ndidzakhalabe wosauka, izo zinachitika m'moyo, - Pavel Volzhenkov akufotokoza maganizo otere. "Munthuyo wasiya kale, wazolowera kuyambira ali mwana."

“Makolo ankanena mosalekeza kuti tilibe ndalama, ndipo sungapeze zambiri mwaluso. Ndakhala mumkhalidwe wopondereza kwa nthawi yayitali pakati pa anthu omwe samadzikhulupirira kuti ndilibe mphamvu,” akutero Andrei Kotanov, wophunzira wazaka 26.

2. Kuopa kukangana ndi chilengedwe. Munthu amene anakulira mu umphawi, kuyambira ali mwana, ali ndi lingaliro la chilengedwe chake monga mwachibadwa komanso zachilengedwe. Amazolowera malo omwe palibe amene amayesetsa kutuluka m'bwaloli. Amawopa kukhala wosiyana ndi achibale ndi abwenzi ndipo sachita nawo chitukuko, Pavel Volzhenkov analemba.

"Anthu omwe adalephera kukwaniritsa zolinga zawo amatengera kusakhutira kwawo kwa anyamata ofuna kutchuka. Sindinalandire malipiro oposa 25 pamwezi, ndikufuna zambiri, ndikumvetsa kuti ndikuyenerera ndipo luso langa limandilola, koma ndili ndi mantha aakulu, "akupitiriza Andrey.

ZOMWE NDALAMA AMASOKERA ANTHU OSAUKA

Monga momwe katswiri wa zamaganizo akufotokozera, anthu omwe amapeza ndalama zochepa amakhala ndi maganizo opupuluma, opanda nzeru pa zachuma. Chifukwa chake, munthu amatha kudzikana chilichonse kwa nthawi yayitali, ndiyeno amamasuka ndikugwiritsa ntchito ndalama pazosangalatsa kwakanthawi. Kudziwa pang'ono zandalama nthawi zambiri kumabweretsa kuti amalowa ngongole, amakhala kuyambira tsiku lolipira mpaka tsiku lolipira.

“Nthawi zonse ndimasunga ndalama ndekha ndipo sindidziwa choti ndichite ndi ndalamazo zikawoneka. Ndimayesetsa kuzigwiritsa ntchito mosamala momwe ndingathere, koma pamapeto pake ndimawononga zonse tsiku limodzi, "Andrey amagawana.

Katswiri wina wazaka 30, dzina lake Sergei Alexandrov, anavomereza kuti zinali zovuta kuti azitha kugwiritsa ntchito bwino ndalama, chifukwa palibe m’banja lake aliyense amene ankaganizira za mawa. Ngati makolo anali ndi ndalama, ankayesetsa kugwiritsa ntchito ndalamazo mofulumira. Tidalibe ndalama zosungira, ndipo kwa zaka zoyamba za moyo wanga wodziyimira pawokha, sindimakayikira kuti ndizotheka kukonza bajeti, ”akutero.

“Kupeza ndalama sikokwanira, m’pofunika kuzisunga. Ngati munthu bwino ziyeneretso zake, masters ntchito yatsopano, kupeza ntchito ya malipiro apamwamba, koma osaphunzira momwe angagwiritsire ntchito ndalama mwaluso, amawononga ndalama zambiri monga kale, "anachenjeza Pavel Volzhenkov.

KUTULUKA MU CHOONA CHOCHOKERA MU POVERTY SCENARIO

Malinga ndi katswiriyu, kudekha ndi kutchera khutu kumathandiza kupeza ndikusunga ndalama, ngakhale pamikhalidwe yocheperako. Makhalidwewa akuyenera kukonzedwa, ndipo nazi njira zoyenera kuchita:

• Yambani kukonzekera. Katswiri wa zamaganizo amalangiza kukhazikitsa zolinga pofika tsiku linalake, ndikusankha zomwe zidachitika komanso zomwe sizinachitike. Motero kukonzekera kumakhala njira yokulitsa kudziletsa.
• Dziyeseni nokha. “Muyenera kukonza vuto lanu moona mtima powononga ndalama,” iye akulimbikitsa motero. Ndiye muyenera kudzifunsa mafunso: "N'chifukwa chiyani ndikulephera kudziletsa?", "Kodi izi zimandipatsa ndondomeko yanji ya maganizo?". Kutengera kusanthula uku, muwona zomwe zimatsogolera ku umphawi zomwe zili mumayendedwe anu.
• Kuchita zoyeserera. Mwa kuvomereza vutolo, mukhoza kusintha khalidwe. "Kuyesa si njira yowopsa yochitira zinthu mosiyana. Simuyamba nthawi yomweyo kukhala ndi moyo watsopano ndipo mutha kubwereranso kumayendedwe akale. Komabe, ngati mukufuna zotsatira zake, mutha kuziyika mobwerezabwereza, "akutero Pavel Volzhenkov.
• Sangalalani. Kupanga ndi kusunga ndalama ziyenera kukhala ntchito zodzipezera zokha zomwe zimabweretsa chisangalalo. “Ndimakonda kupanga ndalama. Chilichonse chimandiyendera bwino", "Ndimakonda kusunga ndalama, ndimasangalala kuti ndimakhala ndi chidwi ndi ndalama, ndipo chifukwa chake moyo wanga umakula," katswiri wa zamaganizo amalembapo maganizo oterowo.

Ndikofunikira kupatula ndalama osati kugula chinthu chamtengo wapatali kapena ntchito, koma kuti mupange ndalama zokhazikika. Airbag imakupatsani mwayi wopanga zisankho molimba mtima zamtsogolo ndikukulitsa malingaliro anu.

“Sindinasinthe maganizo anga pa nkhani ya ndalama. Poyamba, anagawira ngongole kwa anzake, kenako anayamba kusunga ndalama zochepa kwambiri, ndiyeno chisangalalocho chinayamba. Ndinaphunzira kusunga ndalama zomwe ndimapeza, kuchepetsa ndalama zomwe ndimagwiritsa ntchito mopupuluma. Kuwonjezera apo, ndinalimbikitsidwa ndi kusafuna kukhala ndi moyo mofanana ndi makolo anga, "anawonjezera Sergey.

Katswiri wa zamaganizo amalimbikitsa kuyesetsa kusintha mbali zonse za moyo. Choncho, chizolowezi cha tsiku ndi tsiku, maphunziro a thupi, kudya zakudya zabwino, kusiya zizolowezi zoipa, kukweza chikhalidwe cha chikhalidwe kudzathandizira kukulitsa kudziletsa ndikuwongolera moyo wabwino. Panthawi imodzimodziyo, ndikofunika kuti musadzipangitse kudziletsa, kumbukirani kupuma.

"Kupanda chiyembekezo kumangotha ​​msanga, munthu akangoyamba kukhala ndi zizolowezi zabwino. Salimbana ndi malingaliro a malo ake, samatsutsana ndi banja lake ndipo sayesa kuwatsimikizira. M'malo mwake, akugwira ntchito yodzikuza, "adatero Pavel Volzhenkov.